Residents living in Urban Edge housing and clients visiting the VITA Center may ask at any time to receive individualized, one-on-one financial counseling in order to reduce their debt, improve their credit score, or just learn how to create and maintain a household budget. Residents also learn the importance of saving and are encouraged to open a savings/checking account. At the VITA Center, anyone interested in having their credit report pulled is entitled to ongoing financial coaching regardless of where they live.
Residents of Urban Edge can also receive these services through our own Community Engagement staff. If a resident is interested in ongoing financial coaching, their credit reports are pulled every six months; discrepancies on the report are the cue to begin the process of rectifying the report, which begins by getting the information validated and updated. In 2020, 44 households were counseled on family financial literacy and budgeting.