Programs and Classes
Urban Edge understands that being a homeowner is more than just buying the home. Maintenance and upkeep costs can be hard on a homeowner, especially with unexpected home repairs. Urban Edge offers referrals to HUD-approved participating lenders and agents (listed in alphabetical order):
|Participating Agent/Lender:||City of Boston: HomeWorks HELP||MassHousing: Get the Lead Out||MassHousing: Home Improvement Loan Program (HILP)|
|Program Details:||• Through the HomeWorks Home Equity Loan Program (HELP), you may be eligible to receive an interest-free loan for a variety of approved home repair projects. The Boston Home Center will partner with you through the entire home repair process, helping you find a contractor, monitor work quality, and ensure a post renovation inspection.||Get the Lead Out loans are administered by local rehabilitation agencies. For more information, or to apply, contact Urban Edge at 617-840-6220||• Use an affordable Home Improvement Loan Program (HILP) loan to make general, non-luxury improvements to your property.
• HILP loans are originated by MassHousing-approved lenders. For More information or how to apply for a HILP loan, contact Urban Edge at 617-840-6220
|Eligibility:||• Must own and occupy a 1-4 family home or condo in Boston|
• Must have a household income at or below 120% of the U.S. Department of Housing and Urban Development (HUD) Area Median Income (AMI) limits.
• Must adhere to the HomeWorks HELP funding terms
|0% Deferred Interest Rates and 2% Amortizing Interest Rates available.||• Borrowers must meet income eligibility limits to qualify for a HILP loan.
• Income limits vary by city or town
|Contact Information:||Find our more about HomeWorks HELP.|
• The Boston Home Center Department of Neighborhood Development
|Contact MassHousing||Contact MassHousing|
Our VITA program begins January 31st, 2024!
Our free tax clinic will be held on the following days:
Tuesdays and Thursdays: 5pm-8pm
Saturdays: 9am-12pm and 2-6pm
The VITA Center provides tax assistance and online filing of Federal and State returns for individuals and families. Volunteers who have completed IRS training provide individualized, one-on-one service on a walk-in basis. Clients are assisted with filing for all credits for which they qualify, including the Earned Income Tax Credit, Education Tax Credits, Child Tax Credits and Credits for the Elderly. Direct deposits of refunds and purchase of savings bonds can be arranged. If clients request, volunteers help them to better understand their credit in order to use refunds to meet financial goals. Low-income individuals will gain an average of 7.5% in income from tax returns and credits.
Please drop off or upload the following documents:
- Social Security Card; Individual Taxpayer ID Number (ITIN) for you, your children and or spouse. Valid Picture ID required
- Proof of health insurance (Health insurance card(s), HC-1099, 1095-A, etc.)
- All 2021 W-2 forms
- All 1099 forms-1099G (unemployment) and 1099-R (pension payments)
- All 1098T forms (tuition payments) and receipts for materials and books and proof of payment
- Total student loan interest paid (1098E) and proof of payment
- Total child care expenses in 2022, and name, address, Employer Identification Number (EIN) or SSN of child care provider(s)
- Total rent paid in 2022
- Any mail from the IRS
- A copy of last year’s tax return
- Your bank account and routing numbers to direct deposit your refund
- Any mail from Massachusetts Department of Revenue
Urban Edge has a long history of supporting families by helping them gain access to resources that they might otherwise find beyond reach. The Urban Edge staff works closely with the residents living in its properties, so is keenly aware of residents’ needs. Each year, our staff collects donations from community members and other Urban Edge stakeholders and volunteers to provide for families in need. In 2020, 2,457 families received family support resources including back-to-school materials, winter coats, holiday gifts for children, personal protective equipment, Gift-cards and Thanksgiving turkeys.
Urban Edge helps resident associations design and implement programs that improve the quality of life at their housing developments. Resident associations work on a daily basis with Urban Edge to oversee plans and projects and meet monthly with WinnResidential – the property management company involved with Urban Edge developments – to discuss any property management issues and potential resolutions. Resident associations assess and vote on budgets and establish programs for the upcoming year. They also meet regularly with security and other Urban Edge partners, including representatives of the Boston Police Department. Urban Edge staff works closely with each association to connect them to other organizations in the community with similar goals. Often, referrals from the resident associations elevate residents with the interest and potential to become effective leaders. Resident association members become familiar with those who live in their developments and often act as advocates for residents.
In 2020, 30 residents were engaged in community leadership opportunities.
Residents living in Urban Edge housing and clients visiting the VITA Center may ask at any time to receive individualized, one-on-one financial counseling in order to reduce their debt, improve their credit score, or just learn how to create and maintain a household budget. Residents also learn the importance of saving and are encouraged to open a savings/checking account. At the VITA Center, anyone interested in having their credit report pulled is entitled to ongoing financial coaching regardless of where they live.
Residents of Urban Edge can also receive these services through our own Community Engagement staff. If a resident is interested in ongoing financial coaching, their credit reports are pulled every six months; discrepancies on the report are the cue to begin the process of rectifying the report, which begins by getting the information validated and updated. In 2020, 44 households were counseled on family financial literacy and budgeting.